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At Merchant Factors,
we know that understanding cash flow, finance solutions, and business growth strategies is just as important as access to working capital.
Our Insights & Resources hub is designed to help South African business owners and SMEs navigate finance with confidence.
Stay accelerated, stay consistent
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From invoice factoring tips to trade finance guidance and everything in between, our articles and podcasts are practical, jargon-free, and written to give you the tools to make smart business decisions.
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Whether you’re looking for ways to improve cash flow, grow your business, or just understand the financial landscape better, our articles and podcasts are designed to empower you.
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How to Optimise Your Cash Conversion Cycle to Improve Your Business Liquidity
Managing payroll, supplier payments, and unexpected expenses (all the while waiting for customer payments to come through) is a daily struggle for CEOs and CFOs in South Africa. To stay […]
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The Beginner’s Guide to Factored Invoices
For small to medium-sized enterprises grappling with the ups and downs of growth and operational demands, waiting 30 to 90 days for invoice payments isn’t just inconvenient – it’s often […]
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Cash Flow Management Trends in 2024 for SMEs
Effective cash flow management will remain critical for small and medium enterprises (SMEs) navigating the complexities of today’s economic landscape in 2024. With 82% of small businesses struggling due to […]
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A Summary of Budget Speech 2024 for South African SMEs
Confidence in the government’s efforts to support their development has risen among South Africa’s small-to-medium enterprises (SMEs), now standing at 59%. This leap reflects a 12% point increase from the […]
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A Lifeline for Growth: Implementing Post-Commencement Finance in Your Business Strategy
Are you a small-to-medium-sized enterprise struggling to pursue ambitious growth strategies because you lack financial backing? This is where post-commencement finance (PCF) can help. PCF allows you to cover critical […]
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Bank Loans or Factoring? A Guide for South African Small Businesses
In 2024, South African small businesses are operating in an economic landscape marked by high unemployment rates, fiscal constraints, the ongoing impact of the global pandemic, upcoming elections, and wars […]
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