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From invoice factoring tips to trade finance guidance and everything in between, our articles and podcasts are practical, jargon-free, and written to give you the tools to make smart business decisions.

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How to Optimise Your Cash Conversion Cycle to Improve Your Business Liquidity

By merchf_adm | June 20, 2024

Managing payroll, supplier payments, and unexpected expenses (all the while waiting for customer payments to come through) is a daily struggle for CEOs and CFOs in South Africa. To stay […]

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The Beginner’s Guide to Factored Invoices

By merchf_adm | May 13, 2024

For small to medium-sized enterprises grappling with the ups and downs of growth and operational demands, waiting 30 to 90 days for invoice payments isn’t just inconvenient – it’s often […]

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Cash Flow Management Trends in 2024 for SMEs

Cash Flow Management Trends in 2024 for SMEs

By merchf_adm | April 23, 2024

Effective cash flow management will remain critical for small and medium enterprises (SMEs) navigating the complexities of today’s economic landscape in 2024. With 82% of small businesses struggling due to […]

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A Summary of Budget Speech 2024 for South African SMEs

A Summary of Budget Speech 2024 for South African SMEs

By merchf_adm | March 27, 2024

Confidence in the government’s efforts to support their development has risen among South Africa’s small-to-medium enterprises (SMEs), now standing at 59%. This leap reflects a 12% point increase from the […]

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Implementing Post-Commencement Finance in Your Business Strategy

A Lifeline for Growth: Implementing Post-Commencement Finance in Your Business Strategy

By merchf_adm | February 13, 2024

Are you a small-to-medium-sized enterprise struggling to pursue ambitious growth strategies because you lack financial backing? This is where post-commencement finance (PCF) can help. PCF allows you to cover critical […]

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Bank Loans or Factoring? A Guide for Small South African Businesses

Bank Loans or Factoring? A Guide for South African Small Businesses

By merchf_adm | January 23, 2024

In 2024, South African small businesses are operating in an economic landscape marked by high unemployment rates, fiscal constraints, the ongoing impact of the global pandemic, upcoming elections, and wars […]

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Scaling Successfully: Top Financial Management Strategies for SME Growth

By merchf_adm | December 20, 2023

Financial management becomes more challenging as you grow your business. According to Forbes, 70% of small and medium-sized enterprises (SMEs) face significant hurdles in scaling up their operations. Moreover, it’s […]

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How Artificial Intelligence Improves Cash Flow Forecasting for Strategic Financial Management

How Artificial Intelligence Improves Cash Flow Forecasting for Strategic Financial Management

By merchf_adm | November 28, 2023

IBM reports that 50% of companies that adopted artificial intelligence (AI) for cash flow forecasting experienced a 20% (or more) decrease in forecasting errors. In the realm of financial management, […]

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Merchant Factors marketing trends for 2024

Into the Future: 2024 Factoring Market Trends

By merchf_adm | October 13, 2023

The factoring market is expected to experience an impressive Compound Annual Growth Rate (CAGR) of 5.99% between 2022 and 2028. This supports what the experts predict: that the factoring market […]

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How Invoice Factoring Improves Your Small Business Cash Flow

How to Use Invoice Factoring to Improve Your Small Business Cash Flow

By merchf_adm | September 20, 2023

Cash flow is a common struggle among small businesses; 82% of failed businesses cite cash flow problems as a significant contributor, while a global study reveals that 61% of small […]

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Maintaining Business Cash Flow Through Factoring in the South African Economy

How Factoring Can Maintain Your Business Cash Flow In South Africa’s Economy

By merchf_adm | September 5, 2023

With small to medium enterprises (SMEs) comprising about 98.5% of all businesses in South Africa, their financial stability is more than a private concern- it’s a national imperative. Yet, traditional […]

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