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At Merchant Factors,
we know that understanding cash flow, finance solutions, and business growth strategies is just as important as access to working capital.
Our Insights & Resources hub is designed to help South African business owners and SMEs navigate finance with confidence.
Stay accelerated, stay consistent
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From invoice factoring tips to trade finance guidance and everything in between, our articles and podcasts are practical, jargon-free, and written to give you the tools to make smart business decisions.
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Whether you’re looking for ways to improve cash flow, grow your business, or just understand the financial landscape better, our articles and podcasts are designed to empower you.
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The Working Capital Playbook: Essential Strategies for South African Businesses in 2026
Cash is the lifeblood of any business. For South African companies entering 2026, managing working capital effectively is no longer optional; it’s a critical driver of stability and growth. Even […]
The CFO’s Guide to Smarter Cash Flow in 2026
As we step into 2026, CFOs face a landscape that’s increasingly complex: rising interest rates, late-paying clients, seasonal cash crunches, and evolving business models. Even profitable companies can struggle if […]
Year-End Crunch: How South African Businesses Can Keep Cash Flow Strong into 2026
The last few months of the year are often a financial juggling act for South African businesses. You’re closing books, managing supplier payments, finalising targets—and then come bonuses, holiday pay, […]
Cash Flow vs Profit: Why Your Business Can Be Profitable and Still Struggle
Many South African entrepreneurs breathe a sigh of relief when their business finally turns a profit. Sales are picking up, customers are happy, and revenue looks good on paper. Surely […]
Unlocking Working Capital: Cash Flow Tips for SA Entrepreneurs
Running a business in South Africa can feel like a constant balancing act. You’re juggling suppliers, staff, clients, and a million moving parts, while also trying to grow. On top […]
How Trade Finance Can Protect Your Business During Supply Chain Disruptions
56% of chief economists predicted weaker global economic conditions in 2025 (World Economic Forum), and with the world halfway through the year, we’ve already experienced global crises such as wars […]