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From invoice factoring tips to trade finance guidance and everything in between, our articles and podcasts are practical, jargon-free, and written to give you the tools to make smart business decisions.

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The Working Capital Playbook: Essential Strategies for South African Businesses in 2026

By Merchant Factors | January 30, 2026

Cash is the lifeblood of any business. For South African companies entering 2026, managing working capital effectively is no longer optional; it’s a critical driver of stability and growth. Even […]

The CFO’s Guide to Smarter Cash Flow in 2026

By Merchant Factors | December 30, 2025

As we step into 2026, CFOs face a landscape that’s increasingly complex: rising interest rates, late-paying clients, seasonal cash crunches, and evolving business models. Even profitable companies can struggle if […]

Year-End Crunch: How South African Businesses Can Keep Cash Flow Strong into 2026

By Merchant Factors | November 30, 2025

The last few months of the year are often a financial juggling act for South African businesses. You’re closing books, managing supplier payments, finalising targets—and then come bonuses, holiday pay, […]

Cash Flow vs Profit: Why Your Business Can Be Profitable and Still Struggle

By Merchant Factors | October 30, 2025

Many South African entrepreneurs breathe a sigh of relief when their business finally turns a profit. Sales are picking up, customers are happy, and revenue looks good on paper. Surely […]

Unlocking Working Capital: Cash Flow Tips for SA Entrepreneurs

By Merchant Factors | September 30, 2025

Running a business in South Africa can feel like a constant balancing act. You’re juggling suppliers, staff, clients, and a million moving parts, while also trying to grow. On top […]

How Trade Finance Can Protect Your Business During Supply Chain Disruptions

By Merchant Factors | August 30, 2025

56% of chief economists predicted weaker global economic conditions in 2025 (World Economic Forum), and with the world halfway through the year, we’ve already experienced global crises such as wars […]

The Hidden Benefits of Invoice Factoring – Move Beyond Cash Flow

By Merchant Factors | June 6, 2025

When cash flow gets tight, invoice factoring often steps in as a quick solution. But what if it could be more than just a short-term fix? What if factoring was […]

Small Business Finance: Your Competitive Edge for Growth

By Merchant Factors | May 6, 2025

As a small business owner, you know the feeling of seeing opportunities just out of reach because of cash flow struggles. You’ve got the drive, the vision, and the market […]

The Cost of Late Payments (and What You Can Do About It)

By Merchant Factors | April 16, 2025

Chasing late payments can quickly become a draining task for small business owners. When cash flow is tied up in overdue invoices, you’ll struggle to run (and grow) your business; […]

Breaking Free of Survival Mode: How to Overcome Cash Flow Challenges

By Merchant Factors | March 11, 2025

Revenue on paper means nothing if there’s no cash in the bank. With 24% of SMEs battling cash shortages and 71% lacking confidence in bank loans (Team Factors, 2025), staying […]

How to Achieve Financial Flexibility as an SME in 2025

By Merchant Factors | February 17, 2025

Traditional bank loans are slow, rigid, and hard to secure, leaving many SMEs struggling to fund daily operations or seize growth opportunities. That’s why many businesses have turned to alternative […]

How to Create a Cash Flow Strategy That Supports Your Growth Goals

By Merchant Factors | January 31, 2025

Picture this: your business is poised to grow – perhaps a new product launch, expanding into a new market, or hiring that dream team. But despite the excitement, there’s one […]

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