Traditional and conventional methods of finance, such as bank overdrafts, often prove inadequate or insufficiently flexible to keep up with the growing needs of the business. Growing companies often have high borrowing requirements but limited assets, and their balance sheets do not always enable them to qualify for large overdrafts. In these cases, the ability to obtain finance does not match their opportunities in the market place.

To achieve their true potential, businesses need to respond quickly to changes in the market place, safe in the knowledge that the funds needed to match their objectives will be available. To achieve this, what is often required is an alternative to conventional finance - i.e. free up the cash that is locked up in their trade debtors!